Mini-job calculator 2027: what is left of up to €633 a month?
From 1 January 2027 the mini-job limit is €633 a month, because the minimum wage rises to €14.60 (2026: €603). Enter your monthly earnings: the calculator shows what you keep net, how much pension contribution you pay and whether you are still within the mini-job limit.
Deductions in detail
- Gross salary
- €633.00
- Income tax
- −€0.00
- Pension insurance
- −€22.79
- Unemployment insurance
- −€0.00
- Health insurance
- −€0.00
- Long-term care insurance
- −€0.00
- Net salary
- €610.21
Your gross plus the employer share of social insurance. The U1 to U3 levies, accident insurance and other costs come on top for the employer; the employer cost calculator shows the full payroll cost.
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What changes in 2027 compared with 2026
| Figure | 2026 | 2027 | Status |
|---|---|---|---|
| Statutory minimum wage | €13.90 per hour | €14.60 per hour | official |
| Mini-job threshold (Geringfügigkeitsgrenze) | €603 per month | €633 per month | official |
| Transition zone (Midijob) | €603.01 to €2,000 | €633.01 to €2,000 | official |
| Pension insurance rate | 18.6% | 18.6% | estimate |
| Employer health flat rate for mini-jobs | 13.0% | 17.5% | official |
What is the mini-job limit in 2027?
The mini-job limit rises to €633 a month on 1 January 2027, because it is tied to the minimum wage: €14.60 times 130 divided by 3, rounded up to full euros. Up to that limit you pay no health, long-term care or unemployment insurance, only a 3.6% pension contribution, which you can opt out of.
The formula
Mini-job limit = minimum wage times 130 divided by 3, rounded up to full euros (§ 8 (1a) SGB IV): €14.60 times 130 divided by 3 gives €633. Net = monthly earnings minus a pension contribution of 3.6%, i.e. the full rate of 18.6% minus the 15% flat rate your employer pays. With an opt-out your share is zero.
Worked example 2027
Example right at the limit: on €633 a month you pay €22.79 in pension contributions and keep €610.21 net. Your employer additionally pays €94.95 into pension insurance, plus its flat-rate health contribution and tax.
Key figures for 2027
| Mini-job limit 2027 | €633 a month, €7,596 a year |
|---|---|
| Minimum wage 2027 | €14.60 an hour |
| Hours at the minimum wage | at most about 10.0 hours a week (43.3 a month) |
| Your pension contribution | 3.6% of earnings, opt-out possible |
| Health, care and unemployment insurance | no contributions for you |
| Transition zone (Midijob) | €633.01 to €2,000 a month |
Figures verified:
Frequently asked questions about 2027
- How much can I earn in a mini-job in 2027?
- Up to €633 a month, so up to €7,596 a year. An occasional, unforeseeable excess in at most two months of a year is allowed, but in those months only up to twice the limit (§ 8 (1b) SGB IV).
- How many hours can I work in a mini-job in 2027?
- At the minimum wage of €14.60, €633 covers at most about 43.3 hours a month, roughly 10.0 hours a week. If you earn more per hour, you can work correspondingly fewer hours to stay under the limit.
- Does my mini-job pay have to rise on 1 January 2027?
- If you are paid the minimum wage of €13.90 today, yes: from January your employer has to pay at least €14.60 an hour. Because the limit rises to €633 in the same step, your current hours usually still fit into the mini-job. Check your hours with the calculator anyway.
- What happens if I earn more than €633?
- Then you are in the transition zone (Midijob) from €633.01 to €2,000: fully insured, but with reduced contributions that only reach the normal rate towards the upper end. Wage tax then depends on your tax class. The Midijob calculator 2027 shows the exact amount.
- What changes for mini-job employers in 2027?
- By law the employer health flat rate becomes 14.6% plus the average top-up rate, so 17.5% on the current estimate instead of 13.0%. Under the draft income tax reform act, the flat-rate tax is also set to rise from 2% to 5%. Neither changes your net pay as a mini-jobber.
- Are the mini-job figures for 2027 final?
- The minimum wage of €14.60, and with it the limit of €633, are fixed by ordinance. Your pension contribution of 3.6% depends on the 2027 pension insurance rate; its status is shown in the table above.
Keep calculating
As of (tax year 2027) · last verified:
Sources:
Scope of review: formulas and reference values were checked against the sources listed above, by the Nomado24 editorial team. What is verified is the calculation logic, not your personal situation. Not tax or legal advice.