Cookie Policy
This Cookie Policy explains what cookies are, how we use them, and your choices regarding cookies.
What are Cookies?
Cookies are small text files stored on your computer or mobile device when you visit a website. They allow the website to remember your actions and preferences.
Which Cookies Do We Use?
Essential Cookies
These cookies are required for basic website functions.
| Name | Purpose | Duration |
|---|---|---|
| userToken, userAccess | Stores your authentication for secure login sessions | until logout or token expiry |
| token, user | Login session (local storage) | until logout |
| cookieConsent | Stores your cookie decision (local storage) | 12 months |
| FCCDCF, FCNEC | Stores your decision from Google's consent message (consent management under the IAB Transparency and Consent Framework), set by Google Ireland Limited | up to 13 months according to Google |
Functional Cookies
These cookies enhance website functionality.
| Name | Purpose | Duration |
|---|---|---|
| NEXT_LOCALE | Stores your preferred language | 1 year, renewed on each visit |
| theme | Stores your display preference (light/dark, local storage) | until changed |
Analytics Cookies
This category covers only our own product usage analytics: pseudonymous usage events stored on our own servers in the EU that show us which features are used. They are set only after you have given consent and are not passed on to any third party. Independently of this, we measure reach with Umami: cookieless, without consent and without storing anything on your device.
| Name | Purpose | Duration |
|---|---|---|
| n24_anon_id | Pseudonymous identifier for our own product usage analytics (only with consent) | until withdrawal |
| n24_session | Session identifier for our own product usage analytics (only with consent) | 30 minutes |
| Umami | Our own cookieless audience measurement (Umami, self-hosted on our servers in the EU): sets no cookies and stores nothing on your device | no cookies |
Marketing cookies
These cookies are set by Google to deliver and measure advertising. The provider is Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland. They are only set after you have consented in the Marketing category. The durations shown are maximum values according to Google.
| Name | Purpose | Duration |
|---|---|---|
| __gads | Delivery and frequency capping of AdSense ads, fraud detection | up to 13 months |
| __gpi | Recognition for ad delivery without personalised advertising | up to 13 months |
| __eoi | Counts how many ads you have already been shown | up to 13 months |
| IDE, test_cookie | Measurement and attribution of ad impressions and clicks (doubleclick.net) | up to 13 months, test_cookie up to 15 minutes |
Managing Cookie Settings
You can change your cookie settings at any time:
We collect your consent through Google's consent message, a certified Consent Management Platform under the IAB Transparency and Consent Framework. It is operated by Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland. The same dialog also asks about our own purposes, namely functional storage and our own product usage analytics. Your decision is stored in the FCCDCF and FCNEC cookies, up to 13 months according to Google. You can change or withdraw it at any time via the "Cookie settings" link in the footer, which reopens the dialog. If the dialog cannot be loaded, for example because a content blocker prevents it, our own cookie banner asks for the same categories instead. Independently of this, we use Umami, our own cookieless audience measurement, which does not require consent because it neither sets cookies nor stores information on your device.
Browser Settings
You can also manage cookies directly in your browser:
Third-Party Services
We use the following third-party services that may set cookies:
- HubSpot: HubSpot (CRM): processes form submissions and customer communication. HubSpot does not set cookies or track visitors on our website.
- Google AdSense: Advertising on selected pages (category pages, calculators, guides, job search), plus consent management for advertising. The provider is Google Ireland Limited. The ad script is only loaded after you have consented in the Marketing category, and personalised advertising only in addition if you agree to Google’s consent message. That consent message is a certified Consent Management Platform under the IAB Transparency and Consent Framework; it stores your decision in the FCCDCF and FCNEC cookies.
Updates to This Policy
We may update this Cookie Policy from time to time. Changes will be posted on this page.
Last updated: September 2026