Mini-Job Calculator 2026: Net Pay up to €603
Calculate your German mini-job net pay for 2026: up to the marginal-earnings threshold of €603 a month, with or without opting out of pension insurance.
Deductions in detail
- Gross salary
- €538.00
- Income tax
- −€0.00
- Pension insurance
- −€19.37
- Unemployment insurance
- −€0.00
- Health insurance
- −€0.00
- Long-term care insurance
- −€0.00
- Net salary
- €518.63
What your employer pays per month — your gross plus the employer social-insurance contributions.
Find matching remote jobs
New jobs by email
We'll email you new matching remote jobs as soon as they appear. Free, unsubscribe anytime.
How a mini-job is calculated in 2026
The marginal-earnings threshold is tied to the minimum wage and sits at €603 a month in 2026 (minimum wage €13.90 × 130 ÷ 3, rounded up, §8 para. 1a SGB IV). Mini-job rules apply up to that amount.
As a mini-job employee, you usually pay a 3.6% pension-insurance contribution on your actual earnings (the employer covers the rest of the full 18.6% via a 15% flat-rate contribution). With a formal opt-out application, you can be exempted, in which case you receive the full amount but forgo any additional pension entitlement.
You do not pay health, long-term-care or unemployment insurance as a mini-job employee. No running income tax applies to you either, the employer usually pays a flat-rate tax instead.
The employer additionally pays flat-rate contributions (pension and health insurance, plus levies), shown here as a context figure (total employer cost); they do not reduce your net pay.
Frequently asked questions
- What is the mini-job threshold in 2026?
- The marginal-earnings threshold is €603 a month in 2026. It is tied to the minimum wage (€13.90 × 130 ÷ 3, rounded up) and can change every year.
- Do I have to pay pension insurance in a mini-job?
- By default, yes: 3.6% of your actual earnings. With an opt-out application you can be exempted and receive the full amount net, but you forgo any additional pension entitlement.
- Do I pay income tax in a mini-job?
- Usually not as an employee: the employer typically pays a 2% flat-rate tax that does not reduce your net pay.
- What happens above €603 a month?
- Mini-job rules no longer apply; instead the transition zone (Midijob) applies up to €2,000, with reduced but non-zero social contributions. Use the net-salary calculator for that range.
- Does the employer also pay contributions?
- Yes, the employer pays flat-rate contributions for pension and health insurance plus levies. These do not reduce your net pay, they increase the employer’s cost.
More calculators & matching jobs
Embed this calculator
Add the mini-job calculator to your website for free, for example in a guide, a club portal or a careers page. Just copy the code, including the source credit.
The calculator adapts to the available width. Adjust the height to fit your layout.
As of (tax year 2026) · last verified: 2026-07
Sources: § 8 SGB IV (Geringfügige Beschäftigung), § 6 Abs. 1b SGB VI (Befreiung von der Rentenversicherungspflicht), Minijob-Zentrale: Minijob 2026
Calculation logic editorially reviewed by the Nomado24 team. Not tax advice.